CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Compare Brokers For Standard Accounts

For our standard accounts comparison, we found 20 brokers that are suitable and accept traders from United States of America.

We found 20 broker accounts (out of 147) that are suitable for Standard Accounts .


Spreads From

EURUSD 1.0 pips See all spreads

What can you trade?

  • Forex
  • Cryptocurrencies*
  • Indices
  • Commodities
  • Stocks
  • ETFs


  • Regulated by: Financial Conduct Authority.
  • Established in 1999 HQ in United States.


  • MT4
  • MT5
  • Web Trader
  • Mobile App

Funding Methods

  • Credit cards
  • PayPal
  • Bank transfer

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Open Standard Account

79% of retail investor accounts lose money when trading CFDs with this provider

Read our in-depth review

Between 54-87% of retail CFD accounts lose money. Based on 69 brokers who display this data. *Availability subject to regulation.

The Ultimate Guide to

Pros, Cons and Characteristics of a ‘Standard Account’ in Online Trading

The most fundamental condition to trading financial markets via CFDs or spread betting is having a trading account. A trading account can hold cash and/or securities, is held by a financial institution and administered by a broker. Trading positions are taken using the base currency cash held within a trading account and the results from a closed trading position are paid into or out of the account.

Funds held in a trading account are required to not only cover the stake put up for a trade but also potential losses if leverage or margin is utilised by the trader. Brokers tend to offer up to three kinds of trading account – standard accounts, mini accounts and micro accounts. There may be additional sub-variations on these three account models that offer features such as higher leverage, but all accounts will approximately fall under one of those categories. Not all brokers will offer mini and micro accounts, though most targeted at retail traders will.

What is the difference between a standard trading account and a mini or micro trading account?

The main difference between standard, mini and micro trading accounts is the size of lots of a financial instrument that the trader can take long or short positions on. Standard trading accounts give traders access to standard lots of currency, which are usually worth the equivalent of 100,000 currency units. This doesn’t necessarily mean that the trader has to put £100,000, USD or EUR down to take a 1 lot position, as leverage of up to 100:1 is standardly available. This would mean an initial cash commitment of as little as £1000 is required to take a one lot position on a GBP currency pair.

Mini accounts give traders access to mini lots of 10,000 currency units and micro accounts 1000 currency units. Many beginner traders will start out with a micro trading account and then progress up to a mini account and finally a standard account as their trading capital grows and they have the experience and capital to take larger positions.

Standard Trading Account Pros

The most obvious benefit to trading standard lots of forex or any other financial instrument is that the size of the position means that if the trader has correctly foreseen the direction of the market they stand to benefit significantly. Each pip of standard lot movement is worth £10 so a 100-pip daily movement in the right direction will lead to the trader being £1000 up.

Because standard trading accounts are used to make large sized trades, they must be capitalised with significant funds. This is therefore obviously the most attractive kind of trading account for brokers to offer and as a result, the level of service and value-added tools and resources provided to standard account holders is generally superior to that for mini and micro accounts.

Standard Trading Account Cons

The drawbacks to standard trading accounts are the flipside of the pros. The capital requirement needed to open a standard trading account is normally an absolute minimum of £2000, or equivalent in another base currency. It will often be as much as £10,000. However, if a trader takes the sensible risk management approach of never risking more than 2%-3% of total trading capital on any one position, it only makes sense to open a standard trading account if the capital available is at least £40,000-£50,000.

The other drawback is that while trading standard lots offers the opportunity for the trader to be significantly up when finishing on the right side of a trade, the potential for losses is equally as significant when finishing on the wrong side of a trade.

Regulated brokers that offer a Standard Account

Regulated brokers such as IG and ETX Capital provide clients with a standard account. IG clients can switch from a standard account to a limited-risk account upon request.

In conclusion, a standard trading account is an appropriate choice only for experienced traders with a relatively significant value of trading capital.

Why Choose
For Standard Accounts? scored best in our review of the top brokers for standard accounts , which takes into account 120+ factors across eight categories. Here are some areas where scored highly in:

  • 19 + years in business
  • Offers 300 + instruments
  • A range of platform inc. MT4, Web Trader, NinjaTrader, Tablet & Mobile apps
  • 24/7 customer service
  • Tight spreads from 1.00pips
  • Used by 0 + traders.
  • Offers demo account
  • 1 languages offers one way to tradeForex . If you wanted to trade EURUSD

The two most important categories in our rating system are the cost of trading and the broker’s trust score. To calculate a broker’s trust score, we take into account a range of factors, including their regulation history, years in business, liquidity provider etc. have a AAA trust score . This is largely down to them being regulated by Financial Conduct Authority, segregating client funds, being segregating client funds, being established for over 19

Trust Score comparison
Trust Score AAA
Established in 1999
Regulated by Financial Conduct Authority
Uses tier 1 banks
Company Type Private
Segregates client funds

A Comparison of

Want to see how We’ve compared their spreads, features, and key information below.

Spread & fee comparsion

The spreads below are illustrative. For more accurate pricing information, click on the names of the brokers at the top of the table to open their websites in a new tab.
Fixed Spreads
Variable Spreads
EUR/USD Spread 1.00
GBP/USD Spread 0.9
USD/CAD Spread 0.9
USD/JPY Spread 0.90
DAX Spread 250.0
FTSE 100 Spread 150.0
S&P500 Spread 50.0

Comparison of account & trading features
Platform MT4, Web Trader, NinjaTrader, Tablet & Mobile apps
Services Forex
Base currency options USD, GBP, EUR
Funding options Bank transfer, Cheque, DebitCard,
Micro account
ECN account